Categories: Loan app

Minute cash loan app review: interest rate, is it legit

Minute cash loan app will give you instant loan without collateral or guarantor. As the name of the app implies, your loan will be disburse within 30 minute of successful application.

You don’t need to leave your location before you will obtain this loan, with your smart phone you are good to go. With this loan app you can obtain loan of up to Rs100,000 at a go.

Requirements to obtain loan from minute cash loan app

Before you can obtain loan from this loan app you need to meet up with some requirement which are

  • Reside in India
  • Have bank account
  • Be above 18 years of age
  • Have regular source of income
  • Have smart phone with which to download the loan app

Once you meet up with this requirement you can go ahead and apply for the loan

How to apply for minute cash loan app

The first step to take is to head over to play store and download the loan app

Register with your name, bvn and other details

You will be ask to bind your ATM card, do so and proceed

Once you are done with registration you will be login to your account

On your dashboard locate and click on loan

There you will see amount of loan you are eligible to obtain

Click it and wait for disbursement

How much you can obtain from minute cash loan app

With minute cash loan app, you can obtain up to Rs 100,000 but if you are applying for the first time your loan amount will be around Rs 30,000, as you continue to use the app , your eligible loan amount will be Increase.

Minute Cash loan interest rate and repayment period

Minute cash loan interest rate is between 5% to 30% depending on the amount of loan obtain and the repayment period.

The repayment period is between 7 days to 365 days also depend on the amount of loan obtain.

Your repayment periods will be short and your interest rate will be high if you are applying for the first time. As you continue to use the loan app it will improve.

Paying back your minute cash loan

To payback your loan head over to your dashboard

Click on loan repayment

There you will see deferent option to pay back your loan

Click on one and make payment

Once you make payment it wil reflect on your dashboard

If it does not you should contact them.

What will happen if I default or refuse to pay back

If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.

If you abscond, your name and bank details will be send to appropriate authority for blacklisting which means you will not be able to obtain loan again in India until you pay back and clear your name.

Is minute cash loan app legit

Yes, minute cash loan app is legit but as at the time of writing this article they are not license appropriate authority

Our final verdict on minute cash loan app

Minute cash koan app is legit they will surely give you loan, they have given loan to many people in India.

Their loan application is easy you don’t need to leave your location, with your smart phone you will obtain the loan.

They do not harass their customer but since they are not license by appropriate authority I will advice you to exercise caution when taking loan from this app.

Conclusion

Above is how to obtain loan from minute cash loan app, though they do give loan, I will advice you to take loan that you know you can pay back to avoid embarrassment and had I know.

Also know that are not license by appropriate authority, if t is things go wrong it will take time before government will interfere.

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Adewole

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